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Financing for ground-up construction and major renovations. Flexible draw schedules, contractor-friendly terms, and a lending team that knows how to build.
Construction lending isn't just a loan — it's a partnership through every phase of the project. Here's how we make that partnership work.
Some lenders force you into rigid draw schedules that don't match how construction actually happens. We structure draws around your project timeline — so funds are available when the work is done, not weeks after. No delays, no cash flow crunches.
Construction loans can carry fixed or floating rates, and the right choice depends on the length of your project and where you think rates are heading. We walk you through both options in plain English so you can make an informed decision.
During construction, you're not generating income yet — so why pay interest out of pocket? We can include an interest reserve in your loan that covers interest costs during the build. It's one less thing to worry about while your project is underway.
Most construction loans convert to permanent financing once the project is complete. We handle that transition smoothly — no awkward refinancing scramble at the end, no rate surprises. Everything is set up from day one so the transition is effortless.
Talk to a construction lender who can help you structure the right financing for your project.